View of Murat, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Murat

Rural municipality · 03390 · Auvergne-Rhône-Alpes

👥 Population
264
2023 · INSEE
🏠 Median price /m²
240 €
📈 -72% since 2015
💰 Gross yield
40.4 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 50.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Murat — Score 62/100.

62
💰 Yield100
🌳 Quality of life70
📊 Dynamism50
💸 Affordability100
🛡️ Safety14
⚡ Energy rating16
🧮 Simulate your rental yield

🏠 Property prices

DVF · 3 Transactions · Murat

🏡 House /m²
240 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.07 €/m²
monthly
💰 Gross yield
40.4 %
⏳ Payback period
2.5 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
64.0 %
🏖️ Secondary homes
22.0 %
🚪 Vacant homes
14.0 %
🏢 Apartments
2.5 %
97.5 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
7
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.970 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
75.810 %
🏘️ Housing tax
23.880 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.660 %
🌾 Land tax (unbuilt) REI
5.20 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
264
2023
📐 Area
20.30 km²
13 inh/km²
💶 Median income
19 300 €
📊 Median age
48.6 yrs
28.2% under 30
💼 Activity rate
77.8 %
ages 15-64
📉 Unemployment rate
11.8 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
56
SIRENE database 2026
✨ 2024 creations
2
+100.0% vs 2023
📊 2023 creations
1
💼 Economic density
212
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Commentry
À 18.01 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Commentry Montmarault Néris Communauté
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
7
📋 Enseignement
1
⚽ Sport
5

⚡ Energy performance

6 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
16.7 %
16.7 %
C
0.0 %
D
0.0 %
E
33.3 %
33.3 %
F
16.7 %
16.7 %
G
33.3 %
33.3 %

50.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
château;maison forte15e siècle;17e siècle;19e siècle
église12e siècle;18e siècle
châteauMoyen Age

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 356 analyses · SIVOM REGION MINIERE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
356

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Villefranche-d'Allier 4.9 km 53/100 1 238
Buxières-les-Mines 7.3 km 48/100 994
Bézenet 9.9 km 50/100 910
Cosne-d'Allier 9.7 km 61/100 2 006
Montmarault 11.7 km 70/100 1 525
Montvicq 12.2 km 59/100 692
Doyet 11.1 km 50/100 1 109
Saint-Hilaire 12.0 km 34/100 503

❓ Frequently asked questions about Murat

What is the price per m² in Murat?

The median price per m² in Murat is 240 €.

What is the rental yield in Murat?

The gross rental yield in Murat is 40.4%.

Is Murat a good real estate investment?

Murat has a ScorCity score of 62/100, making it an interesting investment.

What is the average energy rating in Murat?

The most common energy rating class in Murat is E.

What are the natural risks in Murat?

1 risks are identified in Murat: Séisme.