View of Garnay, 28 — real-estate investment analysis Wikimedia Commons CC BY-SA

Garnay

Rural municipality · 28500 · Centre-Val de Loire

👥 Population
1 019
2023 · INSEE
🏠 Median price /m²
2 176 €
📈 67% since 2015
💰 Gross yield
6.7 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 20.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Garnay — Score 38/100.

Why this score? This score is penalized mainly by improvable safety statistics (12/100) and an energy-inefficient housing stock (22/100).
38
💰 Yield52
🌳 Quality of life47
📊 Dynamism52
💸 Affordability36
🛡️ Safety12
⚡ Energy rating22
🧮 Simulate your rental yield

🏠 Property prices

DVF · 21 Transactions · Garnay

🏡 House /m²
2 176 €
📋 Transactions
21
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Chartres2 558 €2 587 €66138 324
Dreux1 838 €1 986 €35331 543
Lucé2 333 €2 209 €12715 921
Châteaudun1 557 €1 441 €20312 830
Vernouillet1 346 €2 010 €10812 310
Mainvilliers2 089 €2 431 €14010 629

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
12.23 €/m²
monthly
💰 Gross yield
6.7 %
⏳ Payback period
14.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
93.8 %
🏖️ Secondary homes
3.4 %
🚪 Vacant homes
2.9 %
🏢 Apartments
2.2 %
97.8 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
43.330 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
72.340 %
🏘️ Housing tax
24.180 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
16.340 %
🏢 CFE
25.12 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 019
2023
📐 Area
14.37 km²
71 inh/km²
💶 Median income
25 280 €
📊 Median age
47.5 yrs
29.0% under 30
💼 Activity rate
75.1 %
ages 15-64
📉 Unemployment rate
9.2 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
171
SIRENE database 2026
✨ 2024 creations
19
+46.2% vs 2023
📊 2023 creations
13
💼 Economic density
168
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Dreux
À 4.41 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Agglo du Pays de Dreux
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
17
📋 Commerce
1
📋 Enseignement
1
🏥 Sante
4
🚆 Transport
2
⚽ Sport
6

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires54.90 ‰7.2 ‰-32 % vs moy.

⚡ Energy performance

5 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
20.0 %
20.0 %
E
60.0 %
60.0 %
F
0.0 %
G
20.0 %
20.0 %

20.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 7 risks identified

Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Transport de marchandises dangereuses
Effondrements généralisés
Affaissement minier
Mouvement de terrain
Inondation
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 620 analyses · OCYCLAD CENTRE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 620

⚡ EV charging stations

IRVE

🔌 Stations
2
⚡ Charge points
2
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Vernouillet 2.1 km 75/100 12 310
Tréon 3.2 km 54/100 1 418
Marville-Moutiers-Brûlé 4.0 km 47/100 1 024
Aunay-sous-Crécy 5.1 km 61/100 646
Dreux 5.8 km 61/100 31 543
Luray 4.9 km 38/100 1 566
Vert-en-Drouais 6.6 km 53/100 1 123
Saulnières 6.4 km 51/100 751

❓ Frequently asked questions about Garnay

What is the price per m² in Garnay?

The median price per m² in Garnay is 2 176 €.

What is the rental yield in Garnay?

The gross rental yield in Garnay is 6.7%.

Is Garnay a good real estate investment?

Garnay has a ScorCity score of 38/100, making it a risky investment.

What is the average energy rating in Garnay?

The most common energy rating class in Garnay is E.

What are the natural risks in Garnay?

7 risks are identified in Garnay: Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines), Transport de marchandises dangereuses, Effondrements généralisés.