View of Bernac, 16 — real-estate investment analysis Wikimedia Commons CC BY-SA

Bernac

Rural municipality · 16700 · Nouvelle-Aquitaine

👥 Population
465
2023 · INSEE
🏠 Median price /m²
1 500 €
📈 18% since 2015
💰 Gross yield
6.8 %
rent / purchase price
⚡ Avg. energy rating
A
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Bernac — Score 56/100.

56
💰 Yield52
🌳 Quality of life56
📊 Dynamism51
💸 Affordability65
🛡️ Safety14
⚡ Energy rating100
🧮 Simulate your rental yield

🏠 Property prices

DVF · 11 Transactions · Bernac

🏡 House /m²
1 500 €
📋 Transactions
11
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Angoulême2 049 €1 742 €81341 908
Cognac2 375 €1 813 €36118 532
Soyaux1 892 €1 586 €13410 087
La Couronne15 724 €1 840 €967 765
Saint-Yrieix-sur-Charente2 300 €1 784 €1177 539
Ruelle-sur-Touvre1 807 €1 667 €977 408

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.45 €/m²
monthly
💰 Gross yield
6.8 %
⏳ Payback period
14.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
90.5 %
🏖️ Secondary homes
3.7 %
🚪 Vacant homes
5.8 %
🏢 Apartments
0.4 %
99.6 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
52.000 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
99.220 %
🏘️ Housing tax
20.360 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.490 %
🌾 Land tax (unbuilt) REI
35.64 %
🏢 CFE
23.58 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
465
2023
📐 Area
8.56 km²
54 inh/km²
💶 Median income
22 490 €
📊 Median age
50.0 yrs
26.8% under 30
💼 Activity rate
78.0 %
ages 15-64
📉 Unemployment rate
10.0 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
57
SIRENE database 2026
✨ 2024 creations
1
💼 Economic density
123
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Ruffec
À 3.11 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Ruffec
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Val de Charente
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
9
📋 Enseignement
1
⚽ Sport
3

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
100.0 %
100.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 789 analyses · SAUR VIENNE CHARENTE LIMOUSIN BERRY

⚗️ Physicochemistry
✅ Compliant
📋 analyses
789

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Ruffec 2.9 km 39/100 3 449
La Faye 3.9 km 70/100 617
Les Adjots 3.7 km 58/100 538
Courcôme 7.8 km 52/100 814
Limalonges 9.1 km 65/100 843
Taizé-Aizie 6.7 km 54/100 593
Villefagnan 7.7 km 61/100 972
Verteuil-sur-Charente 10.7 km 58/100 580

❓ Frequently asked questions about Bernac

What is the price per m² in Bernac?

The median price per m² in Bernac is 1 500 €.

What is the rental yield in Bernac?

The gross rental yield in Bernac is 6.8%.

Is Bernac a good real estate investment?

Bernac has a ScorCity score of 56/100, making it an interesting investment.

What is the average energy rating in Bernac?

The most common energy rating class in Bernac is A.

What are the natural risks in Bernac?

1 risks are identified in Bernac: Séisme.