View of Bains, 43 — real-estate investment analysis Wikimedia Commons CC BY-SA

Bains

Rural municipality · 43370 · Auvergne-Rhône-Alpes

👥 Population
1 378
2023 · INSEE
🏠 Median price /m²
1 854 €
📈 4% since 2015
💰 Gross yield
6.0 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 15.9 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Bains — Score 38/100.

Why this score? This score is penalized mainly by improvable safety statistics (13/100) and an energy-inefficient housing stock (33/100).
38
💰 Yield38
🌳 Quality of life41
📊 Dynamism52
💸 Affordability49
🛡️ Safety13
⚡ Energy rating33
🧮 Simulate your rental yield

🏠 Property prices

DVF · 5 Transactions · Bains

🏢 Apt. /m²
1 854 €
🏡 House /m²
1 696 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Le Puy-en-Velay1 690 €1 901 €47418 540
Monistrol-sur-Loire2 216 €2 162 €968 823
Yssingeaux4 412 €1 805 €1047 415
Brioude1 603 €1 399 €986 527
Aurec-sur-Loire2 235 €2 174 €776 164
Sainte-Sigolène1 286 €1 764 €726 097

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.22 €/m²
monthly
💰 Gross yield
6.0 %
⏳ Payback period
16.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
78.9 %
🏖️ Secondary homes
9.4 %
🚪 Vacant homes
11.7 %
🏢 Apartments
9.4 %
90.4 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
25
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
38.000 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
127.340 %
🏘️ Housing tax
21.840 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.220 %
🌾 Land tax (unbuilt) REI
1.53 %
🏢 CFE
27.70 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 378
2023
📐 Area
37.71 km²
37 inh/km²
💶 Median income
22 230 €
📊 Median age
42.1 yrs
34.8% under 30
💼 Activity rate
79.9 %
ages 15-64
📉 Unemployment rate
6.3 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
288
SIRENE database 2026
✨ 2024 creations
20
+17.6% vs 2023
📊 2023 creations
17
💼 Economic density
209
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Monistrol-d'Allier
À 9.31 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Le Puy-en-Velay
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA du Puy-en-Velay
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
🎓 High schools

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
1
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
23
📋 Commerce
6
📋 Enseignement
4
🏥 Sante
11
🚆 Transport
1
⚽ Sport
5

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Mairie - Bains

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement64.40 ‰6.3 ‰-30 % vs moy.

⚡ Energy performance

44 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
2.3 %
C
13.6 %
13.6 %
D
36.4 %
36.4 %
E
31.8 %
31.8 %
F
11.4 %
11.4 %
G
4.5 %

15.9 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 5 protected monuments

BuildingEra
église1ère moitié 12e siècle;4e quart 13e siècle;1er qua
chapelle13e siècle;15e siècle;16e siècle;20e siècle
maison18e siècle;19e siècle
croix monumentale2e quart 17e siècle
croix monumentale4e quart 18e siècle

⚠️ Natural and technological risks

Géorisques API · 7 risks identified

Radon
Mouvement de terrain
Transport de marchandises dangereuses
Eboulement ou chutes de pierres et de blocs
Par ruissellement et coulée de boue
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 5 155 analyses · DIRECTION EAU ET ASSAINISSEMENT (CAPEV)

⚗️ Physicochemistry
✅ Compliant
📋 analyses
5 155

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Sanssac-l'Église 6.4 km 46/100 1 080
Saint-Christophe-sur-Dolaizon 4.9 km 54/100 931
Chaspuzac 8.2 km 32/100 876
Cayres 8.6 km 49/100 674
Saint-Vidal 9.7 km 34/100 608
Vals-près-le-Puy 8.6 km 47/100 3 395
Espaly-Saint-Marcel 9.3 km 33/100 3 585
Loudes 12.0 km 49/100 944

❓ Frequently asked questions about Bains

What is the price per m² in Bains?

The median price per m² in Bains is 1 854 €.

What is the rental yield in Bains?

The gross rental yield in Bains is 6.0%.

Is Bains a good real estate investment?

Bains has a ScorCity score of 38/100, making it a risky investment.

What is the average energy rating in Bains?

The most common energy rating class in Bains is D.

What are the natural risks in Bains?

7 risks are identified in Bains: Radon, Mouvement de terrain, Transport de marchandises dangereuses.