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Sermages

Rural municipality · 58290 · Bourgogne-Franche-Comté

👥 Population
189
2023 · INSEE
🏠 Median price /m²
1 092 €
📈 -30% since 2015
💰 Gross yield
8.9 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 100.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Sermages — Score 50/100.

50
💰 Yield75
🌳 Quality of life54
📊 Dynamism50
💸 Affordability83
🛡️ Safety14
⚡ Energy rating5
🧮 Simulate your rental yield

🏠 Property prices

DVF · 4 Transactions · Sermages

🏡 House /m²
1 092 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Nevers1 312 €1 422 €75833 085
Cosne-Cours-sur-Loire1 554 €1 267 €2279 733
Varennes-Vauzelles1 333 €1 585 €1049 146
Decize784 €1 158 €1074 932
La Charité-sur-Loire1 515 €1 258 €934 705
Fourchambault1 357 €865 €683 992

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.07 €/m²
monthly
💰 Gross yield
8.9 %
⏳ Payback period
11.3 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
50.5 %
🏖️ Secondary homes
29.7 %
🚪 Vacant homes
19.8 %
🏢 Apartments
1.0 %
99.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
42.420 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
104.350 %
🏘️ Housing tax
27.360 %
Secondary homes
🌾 Land tax (unbuilt) REI
0.40 %
🏢 CFE
27.09 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
189
2023
📐 Area
22.45 km²
8 inh/km²
💶 Median income
23 180 €
📊 Median age
53.1 yrs
22.1% under 30
💼 Activity rate
78.6 %
ages 15-64
📉 Unemployment rate
4.8 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
42
SIRENE database 2026
✨ 2024 creations
4
+0.0% vs 2023
📊 2023 creations
4
💼 Economic density
222
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Cercy-la-Tour
À 23.04 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Bazois Loire Morvan
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
4
⚽ Sport
1

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
100.0 %
100.0 %
G
0.0 %

100.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Glissement de terrain
Mouvement de terrain
Radon

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 276 analyses · SUEZ EAU FRANCE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
276

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Moulins-Engilbert 4.7 km 33/100 1 352
Château-Chinon (Ville) 8.5 km 54/100 1 770
Château-Chinon (Campagne) 8.8 km 52/100 554
Saint-Honoré-les-Bains 13.0 km 54/100 678
Arleuf 13.6 km 57/100 637
Châtillon-en-Bazois 14.8 km 52/100 795
Ouroux-en-Morvan 21.2 km 66/100 599
Fours 24.5 km 60/100 582

❓ Frequently asked questions about Sermages

What is the price per m² in Sermages?

The median price per m² in Sermages is 1 092 €.

What is the rental yield in Sermages?

The gross rental yield in Sermages is 8.9%.

Is Sermages a good real estate investment?

Sermages has a ScorCity score of 50/100, making it a moderate investment.

What is the average energy rating in Sermages?

The most common energy rating class in Sermages is F.

What are the natural risks in Sermages?

3 risks are identified in Sermages: Glissement de terrain, Mouvement de terrain, Radon.