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Saint-Gervazy
Rural municipality · 63340 · Auvergne-Rhône-Alpes
👥 Population
340
2023 · INSEE
🏠 Median price /m²
1 132 €
📈 1% since 2015
💰 Gross yield
8.0 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 50.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Gervazy — Score 50/100.
50
💰 Yield68
🌳 Quality of life64
📊 Dynamism50
💸 Affordability81
🛡️ Safety14
⚡ Energy rating10
🏠 Property prices
DVF · 5 Transactions · Saint-Gervazy
🏡 House /m²
1 132 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Clermont-Ferrand | 2 276 € | 2 412 € | 2366 | 146 351 |
| Cournon-d'Auvergne | 2 089 € | 2 364 € | 225 | 19 951 |
| Riom | 2 410 € | 2 334 € | 283 | 18 820 |
| Chamalières | 2 357 € | 3 409 € | 355 | 17 509 |
| Issoire | 1 877 € | 2 156 € | 269 | 15 115 |
| Pont-du-Château | 3 784 € | 2 504 € | 123 | 12 412 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.58 €/m²
monthly
💰 Gross yield
8.0 %
⏳ Payback period
12.4 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
70.2 %
🏖️ Secondary homes
19.9 %
🚪 Vacant homes
9.9 %
🏢 Apartments
1.1 %
98.3 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.250 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
104.340 %
🏘️ Housing tax
17.920 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.560 %
🌾 Land tax (unbuilt) REI
59.92 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
340
2023
📐 Area
14.35 km²
24 inh/km²
💶 Median income
21 800 €
📊 Median age
44.2 yrs
28.7% under 30
💼 Activity rate
63.6 %
ages 15-64
📉 Unemployment rate
6.3 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
87
SIRENE database 2026
✨ 2024 creations
6
-25.0% vs 2023
📊 2023 creations
8
💼 Economic density
256
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Le Breuil-sur-Couze
À 8.51 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Issoire
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Agglo Pays d'Issoire
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
FINESS
🏥 Établissements de santé
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
10
🏥 Sante
1
⚽ Sport
3
⚡ Energy performance
2 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
50.0 %
50.0 %
F
50.0 %
50.0 %
G
0.0 %
50.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 3 protected monuments
| Building | Era |
|---|---|
| dolmen | Néolithique |
| église | Moyen Age;19e siècle |
| château | 1er quart 13e siècle |
⚠️ Natural and technological risks
Géorisques API · 10 risks identified
Tempête et grains (vent)
Glissement de terrain
Radon
Tassements différentiels
Feu de forêt
Mouvement de terrain
Phénomène lié à l'atmosphère
Inondation
Séisme
Par ruissellement et coulée de boue
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 175 analyses · SME DE LA REGION D'ISSOIRE (SUEZ)
⚗️ Physicochemistry
✅ Compliant
📋 analyses
175
🎯 Municipalities with a similar score
Same region, score close to
Lyon 7e
69007
50/100
88 326 Inhabitants
Lyon 8e
69008
50/100
85 943 Inhabitants
Meyzieu
69330
50/100
36 687 Inhabitants
Cluses
74300
50/100
17 795 Inhabitants
Aubenas
07200
50/100
12 416 Inhabitants
La Roche-sur-Foron
74800
50/100
11 348 Inhabitants
Divonne-les-Bains
01220
50/100
10 464 Inhabitants
Le Péage-de-Roussillon
38550
50/100
6 718 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Germain-Lembron | 6.5 km | 42/100 | 2 031 |
| Lempdes-sur-Allagnon | 5.8 km | 59/100 | 1 293 |
| Charbonnier-les-Mines | 5.9 km | 50/100 | 930 |
| Ardes | 6.5 km | 59/100 | 592 |
| Le Breuil-sur-Couze | 9.1 km | 58/100 | 1 028 |
| Blesle | 10.3 km | 39/100 | 611 |
| Frugerès-les-Mines | 7.8 km | 42/100 | 548 |
| Sainte-Florine | 7.8 km | 63/100 | 3 283 |
❓ Frequently asked questions about Saint-Gervazy
What is the price per m² in Saint-Gervazy? ▶
The median price per m² in Saint-Gervazy is 1 132 €.
What is the rental yield in Saint-Gervazy? ▶
The gross rental yield in Saint-Gervazy is 8.0%.
Is Saint-Gervazy a good real estate investment? ▶
Saint-Gervazy has a ScorCity score of 50/100, making it a moderate investment.
What is the average energy rating in Saint-Gervazy? ▶
The most common energy rating class in Saint-Gervazy is E.
What are the natural risks in Saint-Gervazy? ▶
10 risks are identified in Saint-Gervazy: Tempête et grains (vent), Glissement de terrain, Radon.