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Saint-Clément
Rural municipality · 03250 · Auvergne-Rhône-Alpes
👥 Population
284
2023 · INSEE
🏠 Median price /m²
1 562 €
📈 147% since 2015
💰 Gross yield
5.9 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 60.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Clément — Score 41/100.
Why this score? This score is penalized mainly by an energy-inefficient housing stock (7/100) and improvable safety statistics (14/100).
41
💰 Yield37
🌳 Quality of life74
📊 Dynamism51
💸 Affordability63
🛡️ Safety14
⚡ Energy rating7
🏠 Property prices
DVF · 13 Transactions · Saint-Clément
🏡 House /m²
1 562 €
📋 Transactions
13
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.68 €/m²
monthly
💰 Gross yield
5.9 %
⏳ Payback period
16.9 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
44.9 %
🏖️ Secondary homes
39.3 %
Highly touristic market
🚪 Vacant homes
15.8 %
🏢 Apartments
1.5 %
98.5 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
33.360 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
92.020 %
🏘️ Housing tax
20.570 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.540 %
🏢 CFE
0.64 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
284
2023
📐 Area
26.13 km²
11 inh/km²
💶 Median income
18 430 €
📊 Median age
54.8 yrs
20.5% under 30
💼 Activity rate
70.2 %
ages 15-64
📉 Unemployment rate
14.7 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
118
SIRENE database 2026
✨ 2024 creations
9
-18.2% vs 2023
📊 2023 creations
11
💼 Economic density
415
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Vichy
À 24.18 km · Segment A
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
7
📋 Enseignement
1
⚽ Sport
7
🎭 Culture
1
🏛️ Public services
Public Service Directory API · 1 services
| Category | Qty | Examples |
|---|---|---|
| 📋 service public | 1 | Mairie - Saint-Clément |
⚡ Energy performance
5 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
20.0 %
20.0 %
E
20.0 %
20.0 %
F
60.0 %
60.0 %
G
0.0 %
60.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 2 risks identified
Feu de forêt
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 3 229 analyses · SYNDICAT MIXTE VALLEE DE LA BESBRE
🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
3 229
🎯 Municipalities with a similar score
Same region, score close to
Belleville-en-Beaujolais
69220
41/100
14 016 Inhabitants
Tarare
69170
41/100
10 893 Inhabitants
Passy
74190
41/100
10 856 Inhabitants
Aubière
63170
41/100
10 459 Inhabitants
Vif
38450
41/100
8 530 Inhabitants
Feurs
42110
41/100
8 367 Inhabitants
Fontaines-sur-Saône
69270
41/100
6 957 Inhabitants
Entrelacs
73410
41/100
6 461 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Le Mayet-de-Montagne | 6.0 km | 58/100 | 1 383 |
| Arfeuilles | 10.3 km | 39/100 | 594 |
| Le Breuil | 14.2 km | 60/100 | 524 |
| Isserpent | 14.1 km | 55/100 | 560 |
| Arconsat | 17.2 km | 38/100 | 565 |
| Palladuc | 17.3 km | 29/100 | 517 |
| Saint-Just-en-Chevalet | 16.6 km | 40/100 | 1 169 |
| Saint-Haon-le-Vieux | 13.8 km | 66/100 | 953 |
❓ Frequently asked questions about Saint-Clément
What is the price per m² in Saint-Clément? ▶
The median price per m² in Saint-Clément is 1 562 €.
What is the rental yield in Saint-Clément? ▶
The gross rental yield in Saint-Clément is 5.9%.
Is Saint-Clément a good real estate investment? ▶
Saint-Clément has a ScorCity score of 41/100, making it a moderate investment.
What is the average energy rating in Saint-Clément? ▶
The most common energy rating class in Saint-Clément is F.
What are the natural risks in Saint-Clément? ▶
2 risks are identified in Saint-Clément: Feu de forêt, Séisme.