View of Pinay, 42 — real-estate investment analysis Wikimedia Commons CC BY-SA

Pinay

Rural municipality · 42590 · Auvergne-Rhône-Alpes

👥 Population
286
2023 · INSEE
🏠 Median price /m²
1 997 €
📈 19% since 2015
💰 Gross yield
4.8 %
rent / purchase price
⚡ Avg. energy rating
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Pinay — Score 35/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (20/100).
35
💰 Yield20
🌳 Quality of life42
📊 Dynamism50
💸 Affordability43
🛡️ Safety14
⚡ Energy rating50
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Pinay

🏡 House /m²
1 997 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Saint-Étienne1 346 €2 131 €3566173 136
Saint-Chamond1 438 €2 330 €41835 646
Roanne1 469 €1 730 €93235 409
Firminy1 176 €2 059 €25017 060
Montbrison2 088 €2 258 €24016 123
Saint-Just-Saint-Rambert2 319 €2 875 €18915 764

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.92 €/m²
monthly
💰 Gross yield
4.8 %
⏳ Payback period
21.0 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
77.6 %
🏖️ Secondary homes
12.1 %
🚪 Vacant homes
10.3 %
🏢 Apartments
3.7 %
96.3 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
3
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
26.870 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
75.900 %
🏘️ Housing tax
18.730 %
Secondary homes
🌾 Land tax (unbuilt) REI
3.53 %
🏢 CFE
25.69 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
286
2023
📐 Area
6.66 km²
43 inh/km²
💶 Median income
21 120 €
📊 Median age
49.4 yrs
27.2% under 30
💼 Activity rate
80.1 %
ages 15-64
📉 Unemployment rate
10.4 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
48
SIRENE database 2026
✨ 2024 creations
3
+0.0% vs 2023
📊 2023 creations
3
💼 Economic density
168
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Jodard
À 1.72 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Roanne
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC de Forez-Est
EPCI
📍 Rail access
Excellent
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
5
📋 Enseignement
1
⚽ Sport
1

⚠️ Natural and technological risks

Géorisques API · 9 risks identified

Tempête et grains (vent)
Mouvement de terrain
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Radon
Rupture de barrage
Tassements différentiels
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 785 analyses · SAUR

⚗️ Physicochemistry
✅ Compliant
📋 analyses
785

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Neulise 4.7 km 44/100 1 344
Saint-Marcel-de-Félines 4.1 km 56/100 827
Nervieux 6.7 km 46/100 1 040
Balbigny 6.0 km 51/100 2 911
Vézelin-sur-Loire 5.9 km 37/100 811
Mizérieux 9.3 km 40/100 538
Saint-Cyr-de-Favières 10.1 km 61/100 1 037
Sainte-Foy-Saint-Sulpice 10.7 km 36/100 568

❓ Frequently asked questions about Pinay

What is the price per m² in Pinay?

The median price per m² in Pinay is 1 997 €.

What is the rental yield in Pinay?

The gross rental yield in Pinay is 4.8%.

Is Pinay a good real estate investment?

Pinay has a ScorCity score of 35/100, making it a risky investment.

What are the natural risks in Pinay?

9 risks are identified in Pinay: Tempête et grains (vent), Mouvement de terrain, Par une crue à débordement lent de cours d'eau.