View of Payzac, 07 — real-estate investment analysis Wikimedia Commons CC BY-SA

Payzac

Rural municipality · 07230 · Auvergne-Rhône-Alpes

👥 Population
539
2023 · INSEE
🏠 Median price /m²
6 920 €
📈 156% since 2015
💰 Gross yield
1.7 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 45.5 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Payzac — Score 23/100.

Why this score? This score is penalized mainly by a weak rental yield (2/100) and a high purchase price for the area (2/100).
23
💰 Yield2
🌳 Quality of life67
📊 Dynamism51
💸 Affordability2
🛡️ Safety14
⚡ Energy rating13
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Payzac

🏢 Apt. /m²
6 920 €
🏡 House /m²
2 063 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Annonay1 371 €2 161 €30217 274
Aubenas2 063 €2 054 €24912 416
Tournon-sur-Rhône2 033 €2 454 €17811 279
Guilherand-Granges2 152 €2 826 €16911 235
Le Teil1 347 €2 091 €1638 726
Privas1 473 €2 000 €1378 538

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.54 €/m²
monthly
💰 Gross yield
1.7 %
⏳ Payback period
60.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
51.6 %
🏖️ Secondary homes
42.9 %
Highly touristic market
🚪 Vacant homes
5.4 %
🏢 Apartments
9.4 %
87.7 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
37.770 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
155.540 %
🏘️ Housing tax
24.030 %
Secondary homes
🌾 Land tax (unbuilt) REI
16.35 %
🏢 CFE
0.85 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
539
2023
📐 Area
13.21 km²
41 inh/km²
💶 Median income
20 440 €
📊 Median age
48.2 yrs
29.8% under 30
💼 Activity rate
72.7 %
ages 15-64
📉 Unemployment rate
14.5 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
154
SIRENE database 2026
✨ 2024 creations
5
-64.3% vs 2023
📊 2023 creations
14
💼 Economic density
286
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Villefort
À 17.81 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pays Beaume-Drobie
EPCI
📍 Rail access
Average
Station distance

🏥 Healthcare

FINESS

🏥 Établissements de santé
2

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
13
📋 Commerce
1
📋 Enseignement
1
🏥 Sante
4
🚆 Transport
1
⚽ Sport
4

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Mairie - Payzac

⚡ Energy performance

11 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
9.1 %
9.1 %
D
18.2 %
18.2 %
E
27.3 %
27.3 %
F
36.4 %
36.4 %
G
9.1 %
9.1 %

45.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
église15e siècle
chapelle funéraire3e quart 19e siècle

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Feu de forêt
Mouvement de terrain
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 559 analyses · SISP EAU EN CEVENNES

⚗️ Physicochemistry
✅ Compliant
📋 analyses
559

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Chambonas 3.5 km 35/100 992
Les Assions 4.7 km 32/100 767
Lablachère 5.5 km 29/100 2 193
Les Vans 7.8 km 29/100 2 662
Gravières 7.1 km 41/100 508
Banne 10.5 km 57/100 648
Berrias-et-Casteljau 9.6 km 39/100 793
Joyeuse 8.4 km 39/100 1 811

❓ Frequently asked questions about Payzac

What is the price per m² in Payzac?

The median price per m² in Payzac is 6 920 €.

What is the rental yield in Payzac?

The gross rental yield in Payzac is 1.7%.

Is Payzac a good real estate investment?

Payzac has a ScorCity score of 23/100, making it a risky investment.

What is the average energy rating in Payzac?

The most common energy rating class in Payzac is F.

What are the natural risks in Payzac?

3 risks are identified in Payzac: Feu de forêt, Mouvement de terrain, Séisme.