View of Montsalvy, 15 — real-estate investment analysis Wikimedia Commons CC BY-SA

Montsalvy

Rural municipality · 15120 · Auvergne-Rhône-Alpes

👥 Population
842
2023 · INSEE
🏠 Median price /m²
2 273 €
📈 151% since 2015
💰 Gross yield
3.7 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 42.3 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Montsalvy — Score 27/100.

Why this score? This score is penalized mainly by a weak rental yield (9/100) and improvable safety statistics (14/100).
27
💰 Yield9
🌳 Quality of life50
📊 Dynamism51
💸 Affordability33
🛡️ Safety14
⚡ Energy rating16
🧮 Simulate your rental yield

🏠 Property prices

DVF · 4 Transactions · Montsalvy

🏢 Apt. /m²
2 273 €
🏡 House /m²
1 175 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Aurillac1 500 €1 714 €55626 214
Saint-Flour1 339 €1 528 €746 391
Arpajon-sur-Cère1 576 €1 508 €786 361
Ytrac— €1 917 €524 339
Mauriac2 326 €1 278 €643 449
Riom-ès-Montagnes723 €1 047 €422 405

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
6.99 €/m²
monthly
💰 Gross yield
3.7 %
⏳ Payback period
27.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
66.9 %
🏖️ Secondary homes
21.7 %
🚪 Vacant homes
11.4 %
🏢 Apartments
14.7 %
84.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
13
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
49.410 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
187.510 %
🏘️ Housing tax
24.020 %
Secondary homes
🌾 Land tax (unbuilt) REI
3.04 %
🏢 CFE
30.97 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
842
2023
📐 Area
20.52 km²
41 inh/km²
💶 Median income
21 330 €
📊 Median age
57.7 yrs
20.2% under 30
💼 Activity rate
76.0 %
ages 15-64
📉 Unemployment rate
6.2 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
213
SIRENE database 2026
✨ 2024 creations
10
+42.9% vs 2023
📊 2023 creations
7
💼 Economic density
253
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Boisset
À 22.54 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Aurillac
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC de la Châtaigneraie Cantalienne
EPCI
📍 Rail access
Average
Station distance

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE MARCELLIN BOULEpublic106.0

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
3
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
26
📋 Commerce
9
📋 Enseignement
2
🏥 Sante
13
⚽ Sport
12
🎭 Culture
2

⚡ Energy performance

26 DPE · ADEME

📊 Energy rating distribution
A
3.8 %
B
0.0 %
C
7.7 %
D
15.4 %
15.4 %
E
30.8 %
30.8 %
F
26.9 %
26.9 %
G
15.4 %
15.4 %

42.3 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
abbaye11e siècle;13e siècle;15e siècle;17e siècle;12e si
porte de ville15e siècle;17e siècle;18e siècle

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Feu de forêt
Radon
Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 5 369 analyses · MAIRIE DE MONTSALVY

⚗️ Physicochemistry
✅ Compliant
📋 analyses
5 369

⚡ EV charging stations

IRVE

🔌 Stations
4
⚡ Charge points
16
🚀 Incl. fast charging
2

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Entraygues-sur-Truyère 7.4 km 30/100 964
Cassaniouze 9.4 km 39/100 505
Lafeuillade-en-Vézie 12.5 km 32/100 583
Prunet 15.7 km 36/100 683
Conques-en-Rouergue 14.7 km 28/100 1 540
Lacroix-Barrez 14.0 km 54/100 531
Mouret 19.3 km 48/100 560
Puycapel 14.0 km 58/100 717

❓ Frequently asked questions about Montsalvy

What is the price per m² in Montsalvy?

The median price per m² in Montsalvy is 2 273 €.

What is the rental yield in Montsalvy?

The gross rental yield in Montsalvy is 3.7%.

Is Montsalvy a good real estate investment?

Montsalvy has a ScorCity score of 27/100, making it a risky investment.

What is the average energy rating in Montsalvy?

The most common energy rating class in Montsalvy is E.

What are the natural risks in Montsalvy?

4 risks are identified in Montsalvy: Feu de forêt, Radon, Transport de marchandises dangereuses.