View of Montchal, 42 — real-estate investment analysis Wikimedia Commons CC BY-SA

Montchal

Rural municipality · 42360 · Auvergne-Rhône-Alpes

👥 Population
512
2023 · INSEE
🏠 Median price /m²
1 250 €
📈 -17% since 2015
💰 Gross yield
7.9 %
rent / purchase price
⚡ Avg. energy rating
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Montchal — Score 60/100.

60
💰 Yield78
🌳 Quality of life68
📊 Dynamism51
💸 Affordability84
🛡️ Safety14
⚡ Energy rating50
🧮 Simulate your rental yield

🏠 Property prices

DVF · 3 Transactions · Montchal

🏢 Apt. /m²
1 250 €
🏡 House /m²
1 075 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Saint-Étienne1 346 €2 131 €3566173 136
Saint-Chamond1 438 €2 330 €41835 646
Roanne1 469 €1 730 €93235 409
Firminy1 176 €2 059 €25017 060
Montbrison2 088 €2 258 €24016 123
Saint-Just-Saint-Rambert2 319 €2 875 €18915 764

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.22 €/m²
monthly
💰 Gross yield
7.9 %
⏳ Payback period
12.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
68.1 %
🏖️ Secondary homes
15.6 %
🚪 Vacant homes
16.3 %
🏢 Apartments
3.6 %
96.4 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
18
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.550 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
79.320 %
🏘️ Housing tax
19.560 %
Secondary homes
🌾 Land tax (unbuilt) REI
41.48 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
512
2023
📐 Area
8.88 km²
58 inh/km²
💶 Median income
20 980 €
📊 Median age
43.2 yrs
31.3% under 30
💼 Activity rate
77.5 %
ages 15-64
📉 Unemployment rate
9.1 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
119
SIRENE database 2026
✨ 2024 creations
12
+33.3% vs 2023
📊 2023 creations
9
💼 Economic density
232
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Tarare
À 10.86 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC de Forez-Est
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
13
📋 Enseignement
1
⚽ Sport
10

⚠️ Natural and technological risks

Géorisques API · 6 risks identified

Mouvement de terrain
Phénomène lié à l'atmosphère
Radon
Tassements différentiels
Tempête et grains (vent)
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 203 analyses · SUEZ RAA SIEGE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
203

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Violay 3.0 km 44/100 1 218
Panissières 3.8 km 62/100 2 911
Cottance 4.3 km 45/100 755
Rozier-en-Donzy 5.2 km 56/100 1 456
Chambost-Longessaigne 6.4 km 37/100 930
Bussières 5.6 km 39/100 1 540
Joux 7.5 km 32/100 752
Villechenève 6.0 km 67/100 922

❓ Frequently asked questions about Montchal

What is the price per m² in Montchal?

The median price per m² in Montchal is 1 250 €.

What is the rental yield in Montchal?

The gross rental yield in Montchal is 7.9%.

Is Montchal a good real estate investment?

Montchal has a ScorCity score of 60/100, making it an interesting investment.

What are the natural risks in Montchal?

6 risks are identified in Montchal: Mouvement de terrain, Phénomène lié à l'atmosphère, Radon.