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Les Ternes

Rural municipality · 15100 · Auvergne-Rhône-Alpes

👥 Population
567
2023 · INSEE
🏠 Median price /m²
2 203 €
📈 -30% since 2015
💰 Gross yield
4.5 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 40.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Les Ternes — Score 58/100.

58
💰 Yield93
🌳 Quality of life50
📊 Dynamism50
💸 Affordability94
🛡️ Safety14
⚡ Energy rating22
🧮 Simulate your rental yield

🏠 Property prices

DVF · 4 Transactions · Les Ternes

🏢 Apt. /m²
2 203 €
🏡 House /m²
727 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Aurillac1 500 €1 714 €55626 214
Saint-Flour1 339 €1 528 €746 391
Arpajon-sur-Cère1 576 €1 508 €786 361
Ytrac— €1 917 €524 339
Mauriac2 326 €1 278 €643 449
Riom-ès-Montagnes723 €1 047 €422 405

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.24 €/m²
monthly
💰 Gross yield
4.5 %
⏳ Payback period
22.3 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
75.7 %
🏖️ Secondary homes
13.7 %
🚪 Vacant homes
10.6 %
🏢 Apartments
8.8 %
91.2 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
1
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
44.650 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
190.380 %
🏘️ Housing tax
25.520 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.010 %
🌾 Land tax (unbuilt) REI
92.94 %
🏢 CFE
31.53 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
567
2023
📐 Area
19.00 km²
30 inh/km²
💶 Median income
21 030 €
📊 Median age
43.6 yrs
32.9% under 30
💼 Activity rate
83.0 %
ages 15-64
📉 Unemployment rate
6.5 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
124
SIRENE database 2026
✨ 2024 creations
4
-33.3% vs 2023
📊 2023 creations
6
💼 Economic density
219
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Flour - Chaudes-Aigues
À 9.71 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Saint-Flour
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC de Saint-Flour
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
🎓 High schools

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
10
📋 Commerce
2
📋 Enseignement
1
⚽ Sport
4

⚡ Energy performance

10 DPE · ADEME

📊 Energy rating distribution
A
10.0 %
10.0 %
B
10.0 %
10.0 %
C
0.0 %
D
30.0 %
30.0 %
E
10.0 %
10.0 %
F
40.0 %
40.0 %
G
0.0 %

40.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
dolmenNéolithique
château15e siècle;1er quart 20e siècle
église15e siècle

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Feu de forêt
Radon
Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 311 analyses · SI DES EAUX DE NEUVEGLISE

🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
311

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Villedieu 4.1 km 37/100 535
Roffiac 6.2 km 73/100 561
Neuvéglise-sur-Truyère 6.6 km 19/100 1 677
Saint-Flour 6.9 km 59/100 6 391
Valuéjols 10.0 km 41/100 580
Neussargues-Moissac 16.0 km 53/100 824
Talizat 15.9 km 33/100 592
Saint-Georges 11.9 km 43/100 1 171

❓ Frequently asked questions about Les Ternes

What is the price per m² in Les Ternes?

The median price per m² in Les Ternes is 2 203 €.

What is the rental yield in Les Ternes?

The gross rental yield in Les Ternes is 4.5%.

Is Les Ternes a good real estate investment?

Les Ternes has a ScorCity score of 58/100, making it an interesting investment.

What is the average energy rating in Les Ternes?

The most common energy rating class in Les Ternes is F.

What are the natural risks in Les Ternes?

4 risks are identified in Les Ternes: Feu de forêt, Radon, Transport de marchandises dangereuses.