View of Le Cergne, 42 — real-estate investment analysis Wikimedia Commons CC BY-SA

Le Cergne

Rural municipality · 42460 · Auvergne-Rhône-Alpes

👥 Population
622
2023 · INSEE
🏠 Median price /m²
1 148 €
📈 -14% since 2015
💰 Gross yield
8.1 %
rent / purchase price
⚡ Avg. energy rating
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Le Cergne — Score 56/100.

56
💰 Yield69
🌳 Quality of life61
📊 Dynamism51
💸 Affordability81
🛡️ Safety14
⚡ Energy rating50
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Le Cergne

🏢 Apt. /m²
1 148 €
🏡 House /m²
1 443 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Saint-Étienne1 346 €2 131 €3566173 136
Saint-Chamond1 438 €2 330 €41835 646
Roanne1 469 €1 730 €93235 409
Firminy1 176 €2 059 €25017 060
Montbrison2 088 €2 258 €24016 123
Saint-Just-Saint-Rambert2 319 €2 875 €18915 764

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.73 €/m²
monthly
💰 Gross yield
8.1 %
⏳ Payback period
12.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
78.1 %
🏖️ Secondary homes
6.8 %
🚪 Vacant homes
15.1 %
🏢 Apartments
9.2 %
90.8 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
8
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
32.990 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
80.720 %
🏘️ Housing tax
18.740 %
Secondary homes
🌾 Land tax (unbuilt) REI
1.89 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
622
2023
📐 Area
5.91 km²
105 inh/km²
💶 Median income
24 150 €
📊 Median age
46.4 yrs
29.3% under 30
💼 Activity rate
82.9 %
ages 15-64
📉 Unemployment rate
7.0 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
146
SIRENE database 2026
✨ 2024 creations
9
-10.0% vs 2023
📊 2023 creations
10
💼 Economic density
235
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Chauffailles
À 10.30 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Cours
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Charlieu-Belmont
EPCI
📍 Rail access
Average
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
🎓 High schools

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
14
📋 Commerce
3
📋 Enseignement
1
🏥 Sante
1
⚽ Sport
4
🎭 Culture
1

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Mairie - Le Cergne

⚠️ Natural and technological risks

Géorisques API · 7 risks identified

Radon
Mouvement de terrain
Phénomène lié à l'atmosphère
Engins de guerre
Tempête et grains (vent)
Tassements différentiels
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 4 124 analyses · CC CHARLIEU BELMONT

⚗️ Physicochemistry
✅ Compliant
📋 analyses
4 124

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Sevelinges 2.8 km 55/100 646
Écoche 3.6 km 55/100 525
Cuinzier 2.9 km 59/100 707
Cours 4.2 km 48/100 4 306
La Gresle 5.5 km 69/100 857
Mars 5.0 km 49/100 555
Coublanc 6.1 km 64/100 838
Belmont-de-la-Loire 5.9 km 49/100 1 410

❓ Frequently asked questions about Le Cergne

What is the price per m² in Le Cergne?

The median price per m² in Le Cergne is 1 148 €.

What is the rental yield in Le Cergne?

The gross rental yield in Le Cergne is 8.1%.

Is Le Cergne a good real estate investment?

Le Cergne has a ScorCity score of 56/100, making it an interesting investment.

What are the natural risks in Le Cergne?

7 risks are identified in Le Cergne: Radon, Mouvement de terrain, Phénomène lié à l'atmosphère.