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Lavoine

Rural municipality · 03250 · Auvergne-Rhône-Alpes

👥 Population
153
2023 · INSEE
🏠 Median price /m²
1 269 €
📈 84% since 2015
💰 Gross yield
7.2 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 60.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Lavoine — Score 28/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (7/100) and a weak rental yield (8/100).
28
💰 Yield8
🌳 Quality of life78
📊 Dynamism50
💸 Affordability24
🛡️ Safety14
⚡ Energy rating7
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Lavoine

🏢 Apt. /m²
1 269 €
🏡 House /m²
2 646 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.63 €/m²
monthly
💰 Gross yield
7.2 %
⏳ Payback period
13.9 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
49.8 %
🏖️ Secondary homes
34.4 %
Highly touristic market
🚪 Vacant homes
15.8 %
🏢 Apartments
1.3 %
98.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
32.970 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
104.930 %
🏘️ Housing tax
19.920 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.540 %
🌾 Land tax (unbuilt) REI
7.52 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
153
2023
📐 Area
17.48 km²
9 inh/km²
💶 Median income
19 490 €
📊 Median age
53.2 yrs
21.6% under 30
💼 Activity rate
70.1 %
ages 15-64
📉 Unemployment rate
11.5 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
77
SIRENE database 2026
✨ 2024 creations
11
+1000.0% vs 2023
📊 2023 creations
1
💼 Economic density
503
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Thiers
À 16.45 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
4
⚽ Sport
9

⚡ Energy performance

5 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
20.0 %
20.0 %
E
20.0 %
20.0 %
F
40.0 %
40.0 %
G
20.0 %
20.0 %

60.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 2 risks identified

Feu de forêt
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 2 874 analyses · VICHY-COMMUNAUTE-EDCH-SECTEUR 3

🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
2 874

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Palladuc 7.3 km 29/100 517
Arconsat 7.7 km 38/100 565
Chabreloche 10.6 km 58/100 1 156
Celles-sur-Durolle 10.2 km 33/100 1 627
Le Mayet-de-Montagne 10.8 km 58/100 1 383
La Monnerie-le-Montel 12.2 km 57/100 1 647
Saint-Rémy-sur-Durolle 11.8 km 49/100 1 746
Viscomtat 15.1 km 43/100 501

❓ Frequently asked questions about Lavoine

What is the price per m² in Lavoine?

The median price per m² in Lavoine is 1 269 €.

What is the rental yield in Lavoine?

The gross rental yield in Lavoine is 7.2%.

Is Lavoine a good real estate investment?

Lavoine has a ScorCity score of 28/100, making it a risky investment.

What is the average energy rating in Lavoine?

The most common energy rating class in Lavoine is F.

What are the natural risks in Lavoine?

2 risks are identified in Lavoine: Feu de forêt, Séisme.