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Ispagnac

Rural municipality · 48320 · Occitanie

👥 Population
895
2023 · INSEE
🏠 Median price /m²
4 667 €
📈 147% since 2015
💰 Gross yield
2.5 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 25.5 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Ispagnac — Score 21/100.

Why this score? This score is penalized mainly by a weak rental yield (4/100) and a high purchase price for the area (6/100).
21
💰 Yield4
🌳 Quality of life43
📊 Dynamism52
💸 Affordability6
🛡️ Safety10
⚡ Energy rating25
🧮 Simulate your rental yield

🏠 Property prices

DVF · 10 Transactions · Ispagnac

🏢 Apt. /m²
4 667 €
🏡 House /m²
1 458 €
📋 Transactions
10
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Mende2 365 €2 176 €13512 464
Marvejols1 803 €1 600 €894 764
Saint-Chély-d'Apcher3 039 €1 907 €583 955
Langogne1 894 €1 451 €772 836
Peyre en Aubrac2 495 €1 253 €202 296
Florac Trois Rivières2 049 €1 921 €192 100

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.53 €/m²
monthly
💰 Gross yield
2.5 %
⏳ Payback period
40.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
52.1 %
🏖️ Secondary homes
36.1 %
Highly touristic market
🚪 Vacant homes
11.7 %
🏢 Apartments
14.9 %
84.8 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
22
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
46.290 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
377.990 %
🏘️ Housing tax
15.100 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.900 %
🌾 Land tax (unbuilt) REI
176.78 %
🏢 CFE
26.56 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
895
2023
📐 Area
54.48 km²
16 inh/km²
💶 Median income
21 250 €
📊 Median age
49.5 yrs
26.7% under 30
💼 Activity rate
79.6 %
ages 15-64
📉 Unemployment rate
15.2 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
293
SIRENE database 2026
✨ 2024 creations
23
+21.1% vs 2023
📊 2023 creations
19
💼 Economic density
327
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Balsièges
À 10.82 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Mende
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Gorges Causses Cévennes
EPCI
📍 Rail access
Average
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
🎓 High schools

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
2
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
30
📋 Commerce
5
📋 Enseignement
2
🏥 Sante
9
🚆 Transport
1
⚽ Sport
12
🎭 Culture
7

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement66.70 ‰6.3 ‰Dans la moyenne

⚡ Energy performance

90 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
2.2 %
C
8.9 %
8.9 %
D
26.7 %
26.7 %
E
36.7 %
36.7 %
F
14.4 %
14.4 %
G
11.1 %
11.1 %

25.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
maison
établissement conventuel15e siècle;17e siècle
église12e siècle;15e siècle

⚠️ Natural and technological risks

Géorisques API · 13 risks identified

Transport de marchandises dangereuses
Eboulement ou chutes de pierres et de blocs
Feu de forêt
Glissement de terrain
Tassements différentiels
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Inondations de terrains miniers
Mouvement de terrain
Par une crue à débordement lent de cours d'eau
Pollution des sédiments et sols
Radon
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 8 884 analyses · CC GORGES CAUSSES CEVENNES

⚗️ Physicochemistry
✅ Compliant
📋 analyses
8 884

⚡ EV charging stations

IRVE

🔌 Stations
3
⚡ Charge points
9
🚀 Incl. fast charging
2

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Étienne-du-Valdonnez 6.3 km 31/100 644
Saint-Bauzile 8.2 km 43/100 585
Gorges du Tarn Causses 7.2 km 43/100 881
Balsièges 11.0 km 33/100 608
Florac Trois Rivières 11.9 km 45/100 2 100
Mende 15.3 km 53/100 12 464
Badaroux 16.5 km 33/100 930
Chastel-Nouvel 18.8 km 29/100 938

❓ Frequently asked questions about Ispagnac

What is the price per m² in Ispagnac?

The median price per m² in Ispagnac is 4 667 €.

What is the rental yield in Ispagnac?

The gross rental yield in Ispagnac is 2.5%.

Is Ispagnac a good real estate investment?

Ispagnac has a ScorCity score of 21/100, making it a risky investment.

What is the average energy rating in Ispagnac?

The most common energy rating class in Ispagnac is E.

What are the natural risks in Ispagnac?

13 risks are identified in Ispagnac: Transport de marchandises dangereuses, Eboulement ou chutes de pierres et de blocs, Feu de forêt.