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Garchy
Rural municipality · 58150 · Bourgogne-Franche-Comté
👥 Population
424
2023 · INSEE
🏠 Median price /m²
818 €
📈 -20% since 2015
💰 Gross yield
11.9 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 31.2 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Garchy — Score 61/100.
61
💰 Yield89
🌳 Quality of life75
📊 Dynamism51
💸 Affordability92
🛡️ Safety14
⚡ Energy rating26
🏠 Property prices
DVF · 12 Transactions · Garchy
🏡 House /m²
818 €
📋 Transactions
12
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Nevers | 1 312 € | 1 422 € | 758 | 33 085 |
| Cosne-Cours-sur-Loire | 1 554 € | 1 267 € | 227 | 9 733 |
| Varennes-Vauzelles | 1 333 € | 1 585 € | 104 | 9 146 |
| Decize | 784 € | 1 158 € | 107 | 4 932 |
| La Charité-sur-Loire | 1 515 € | 1 258 € | 93 | 4 705 |
| Fourchambault | 1 357 € | 865 € | 68 | 3 992 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.08 €/m²
monthly
💰 Gross yield
11.9 %
⏳ Payback period
8.4 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
61.7 %
🏖️ Secondary homes
25.6 %
🚪 Vacant homes
12.7 %
🏢 Apartments
0.6 %
99.4 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
30.320 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
90.650 %
🏘️ Housing tax
18.190 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.880 %
🌾 Land tax (unbuilt) REI
7.08 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
424
2023
📐 Area
21.39 km²
20 inh/km²
💶 Median income
22 210 €
📊 Median age
49.5 yrs
28.3% under 30
💼 Activity rate
78.6 %
ages 15-64
📉 Unemployment rate
12.6 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
91
SIRENE database 2026
✨ 2024 creations
5
+25.0% vs 2023
📊 2023 creations
4
💼 Economic density
215
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Mesves - Bulcy
À 5.02 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Coeur de Loire
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
13
📋 Commerce
2
📋 Enseignement
1
🚆 Transport
1
⚽ Sport
1
⚡ Energy performance
80 DPE · ADEME
📊 Energy rating distribution
A
5.0 %
B
2.5 %
C
11.2 %
11.2 %
D
21.2 %
21.2 %
E
28.8 %
28.8 %
F
16.2 %
16.2 %
G
15.0 %
15.0 %
31.2 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| église | 12e siècle;16e siècle |
⚠️ Natural and technological risks
Géorisques API · 2 risks identified
Transport de marchandises dangereuses
Risque industriel
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 086 analyses · SIAEP BOURGOGNE NIVERNAISE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 086
🎯 Municipalities with a similar score
Same region, score close to
Auxerre
89000
61/100
35 097 Inhabitants
Chevigny-Saint-Sauveur
21800
61/100
11 108 Inhabitants
Paray-le-Monial
71600
61/100
9 291 Inhabitants
Montchanin
71210
61/100
4 976 Inhabitants
Ornans
25290
61/100
4 419 Inhabitants
Quincey
70000
61/100
1 338 Inhabitants
Vincelles
89290
61/100
913 Inhabitants
Varennes-lès-Narcy
58400
61/100
901 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Mesves-sur-Loire | 5.8 km | 48/100 | 662 |
| Suilly-la-Tour | 6.6 km | 70/100 | 569 |
| Varennes-lès-Narcy | 7.0 km | 61/100 | 901 |
| Pouilly-sur-Loire | 5.1 km | 63/100 | 1 635 |
| Saint-Andelain | 6.5 km | 63/100 | 583 |
| La Charité-sur-Loire | 10.6 km | 49/100 | 4 705 |
| Raveau | 11.7 km | 51/100 | 594 |
| Herry | 9.7 km | 67/100 | 958 |
❓ Frequently asked questions about Garchy
What is the price per m² in Garchy? ▶
The median price per m² in Garchy is 818 €.
What is the rental yield in Garchy? ▶
The gross rental yield in Garchy is 11.9%.
Is Garchy a good real estate investment? ▶
Garchy has a ScorCity score of 61/100, making it an interesting investment.
What is the average energy rating in Garchy? ▶
The most common energy rating class in Garchy is E.
What are the natural risks in Garchy? ▶
2 risks are identified in Garchy: Transport de marchandises dangereuses, Risque industriel.