View of Saint-Michel, 02 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Michel

Small town · 02830 · Hauts-de-France

👥 Population
3 199
2023 · INSEE
🏠 Median price /m²
4 737 €
📈 416% since 2015
💰 Gross yield
2.1 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 21.4 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Saint-Michel — Score 24/100.

Why this score? This score is penalized mainly by a weak rental yield (3/100) and a high purchase price for the area (6/100).
24
💰 Yield3
🌳 Quality of life35
📊 Dynamism56
💸 Affordability6
🛡️ Safety33
⚡ Energy rating27
🧮 Simulate your rental yield

🏠 Property prices

DVF · 9 Transactions · Saint-Michel

🏢 Apt. /m²
4 737 €
🏡 House /m²
920 €
📋 Transactions
9
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Saint-Quentin2 386 €1 096 €87752 813
Soissons1 866 €1 803 €36928 046
Laon1 393 €1 188 €37124 220
Château-Thierry1 736 €1 875 €15815 097
Tergnier1 037 €1 106 €14613 045
Chauny4 886 €1 236 €19811 596

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.13 €/m²
monthly
💰 Gross yield
2.1 %
⏳ Payback period
48.6 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
87.4 %
🏖️ Secondary homes
1.9 %
🚪 Vacant homes
10.7 %
🏢 Apartments
14.4 %
85.4 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
158
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
56.920 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
72.580 %
🏘️ Housing tax
23.090 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.630 %
🌾 Land tax (unbuilt) REI
2.12 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 199
2023
📐 Area
42.22 km²
76 inh/km²
💶 Median income
18 600 €
📊 Median age
44.1 yrs
33.3% under 30
💼 Activity rate
67.2 %
ages 15-64
📉 Unemployment rate
21.1 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
23.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
375
SIRENE database 2026
✨ 2024 creations
37
+12.1% vs 2023
📊 2023 creations
33
💼 Economic density
117
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Hirson Écoles
À 4.58 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Hirson
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC des Trois Rivières
EPCI
📍 Rail access
Good
Station distance

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE CESAR SAVARTpublic81.9

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
2
🏥 Établissements de santé
10
Source FINESS
💊 Pharmacies
2

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
40
📋 Commerce
7
📋 Enseignement
2
🏥 Sante
26
🚆 Transport
1
⚽ Sport
15

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires4112.80 ‰7.2 ‰+78 % vs moy.
Violences physiques intrafamiliales299.10 ‰4.2 ‰+117 % vs moy.
Violences physiques hors cadre familial123.80 ‰4.0 ‰Dans la moyenne
Escroqueries et fraudes aux moyens de paiement113.40 ‰6.3 ‰-46 % vs moy.
Cambriolages de logement74.30 ‰7.5 ‰-43 % vs moy.
Violences sexuelles51.60 ‰2.4 ‰-33 % vs moy.

⚡ Energy performance

28 DPE · ADEME

📊 Energy rating distribution
A
3.6 %
B
0.0 %
C
7.1 %
D
21.4 %
21.4 %
E
46.4 %
46.4 %
F
10.7 %
10.7 %
G
10.7 %
10.7 %

21.4 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
maison16e siècle
abbaye13e siècle;17e siècle;18e siècle
mausolée4e quart 19e siècle

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Par une crue à débordement lent de cours d'eau
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 4 659 analyses · VEOLIAEAU (NORD)

⚗️ Physicochemistry
✅ Compliant
📋 analyses
4 659

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Hirson 2.7 km 54/100 8 469
Anor 7.6 km 45/100 3 099
Buire 7.2 km 63/100 795
Mondrepuis 7.4 km 60/100 1 028
Ohain 11.8 km 33/100 1 171
Neuve-Maison 7.9 km 63/100 602
Aubenton 12.1 km 61/100 658
Fourmies 10.6 km 36/100 11 449

❓ Frequently asked questions about Saint-Michel

What is the price per m² in Saint-Michel?

The median price per m² in Saint-Michel is 4 737 €.

What is the rental yield in Saint-Michel?

The gross rental yield in Saint-Michel is 2.1%.

Is Saint-Michel a good real estate investment?

Saint-Michel has a ScorCity score of 24/100, making it a risky investment.

What is the average energy rating in Saint-Michel?

The most common energy rating class in Saint-Michel is E.

What are the natural risks in Saint-Michel?

3 risks are identified in Saint-Michel: Par une crue à débordement lent de cours d'eau, Inondation, Séisme.