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Saint-Germain-Laprade

Small town · 43700 · Auvergne-Rhône-Alpes

👥 Population
3 432
2023 · INSEE
🏠 Median price /m²
2 184 €
📈 21% since 2015
💰 Gross yield
5.0 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 16.4 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Germain-Laprade — Score 50/100.

50
💰 Yield23
🌳 Quality of life46
📊 Dynamism54
💸 Affordability36
🛡️ Safety94
⚡ Energy rating65
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Saint-Germain-Laprade

🏢 Apt. /m²
2 184 €
🏡 House /m²
2 106 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Le Puy-en-Velay1 690 €1 901 €47418 540
Monistrol-sur-Loire2 216 €2 162 €968 823
Yssingeaux4 412 €1 805 €1047 415
Brioude1 603 €1 399 €986 527
Aurec-sur-Loire2 235 €2 174 €776 164
Sainte-Sigolène1 286 €1 764 €726 097

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.11 €/m²
monthly
💰 Gross yield
5.0 %
⏳ Payback period
20.0 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
90.0 %
🏖️ Secondary homes
3.6 %
🚪 Vacant homes
6.4 %
🏢 Apartments
5.8 %
93.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
78
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
41.360 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
140.870 %
🏘️ Housing tax
21.930 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.220 %
🌾 Land tax (unbuilt) REI
17.70 %
🏢 CFE
27.70 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 432
2023
📐 Area
28.02 km²
122 inh/km²
💶 Median income
24 400 €
📊 Median age
46.1 yrs
30.6% under 30
💼 Activity rate
78.7 %
ages 15-64
📉 Unemployment rate
4.5 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
748
SIRENE database 2026
✨ 2024 creations
58
+9.4% vs 2023
📊 2023 creations
53
💼 Economic density
218
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Le Puy-en-Velay
À 7.22 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Le Puy-en-Velay
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA du Puy-en-Velay
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
3
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
71
📋 Commerce
16
📋 Enseignement
8
🏥 Sante
22
🚆 Transport
2
⚽ Sport
8

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Agence nationale pour la formation professionnelle des adultes (Afpa) - Centre du Puy-en-Velay

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Violences physiques intrafamiliales123.50 ‰4.2 ‰-17 % vs moy.
Escroqueries et fraudes aux moyens de paiement113.20 ‰6.3 ‰-49 % vs moy.
Destructions et dégradations volontaires61.70 ‰7.2 ‰-76 % vs moy.

⚡ Energy performance

61 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
16.4 %
16.4 %
C
13.1 %
13.1 %
D
34.4 %
34.4 %
E
19.7 %
19.7 %
F
14.8 %
14.8 %
G
1.6 %

16.4 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 4 protected monuments

BuildingEra
abbaye13e siècle;14e siècle
château15e siècle;17e siècle;19e siècle
château15e siècle;16e siècle;18e siècle;19e siècle
église11e siècle;12e siècle

⚠️ Natural and technological risks

Géorisques API · 11 risks identified

Transport de marchandises dangereuses
Glissement de terrain
Tassements différentiels
Tempête et grains (vent)
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Mouvement de terrain
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 361 analyses · DIRECTION EAU ET ASSAINISSEMENT (CAPEV)

⚗️ Physicochemistry
✅ Compliant
📋 analyses
361

⚡ EV charging stations

IRVE

🔌 Stations
6
⚡ Charge points
18
🚀 Incl. fast charging
2

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Blavozy 3.1 km 39/100 1 724
Lantriac 5.4 km 45/100 1 921
Saint-Pierre-Eynac 4.1 km 43/100 1 288
Arsac-en-Velay 5.4 km 41/100 1 219
Saint-Étienne-Lardeyrol 5.8 km 53/100 771
Brives-Charensac 4.9 km 57/100 4 244
Malrevers 7.1 km 42/100 763
Coubon 6.4 km 48/100 3 140

❓ Frequently asked questions about Saint-Germain-Laprade

What is the price per m² in Saint-Germain-Laprade?

The median price per m² in Saint-Germain-Laprade is 2 184 €.

What is the rental yield in Saint-Germain-Laprade?

The gross rental yield in Saint-Germain-Laprade is 5.0%.

Is Saint-Germain-Laprade a good real estate investment?

Saint-Germain-Laprade has a ScorCity score of 50/100, making it a moderate investment.

What is the average energy rating in Saint-Germain-Laprade?

The most common energy rating class in Saint-Germain-Laprade is D.

What are the natural risks in Saint-Germain-Laprade?

11 risks are identified in Saint-Germain-Laprade: Transport de marchandises dangereuses, Glissement de terrain, Tassements différentiels.