View of Saint-Clément, 89 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Clément

Small town · 89100 · Bourgogne-Franche-Comté

👥 Population
2 849
2023 · INSEE
🏠 Median price /m²
3 272 €
📈 81% since 2015
💰 Gross yield
4.5 %
rent / purchase price
⚡ Avg. energy rating
A
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Clément — Score 42/100.

Why this score? This score is penalized mainly by a high purchase price for the area (15/100) and a weak rental yield (16/100).
42
💰 Yield16
🌳 Quality of life53
📊 Dynamism54
💸 Affordability15
🛡️ Safety30
⚡ Energy rating100
🧮 Simulate your rental yield

🏠 Property prices

DVF · 15 Transactions · Saint-Clément

🏢 Apt. /m²
3 272 €
🏡 House /m²
1 915 €
📋 Transactions
15
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Auxerre1 833 €1 962 €65735 097
Sens1 958 €1 793 €38827 106
Joigny2 489 €1 444 €1449 016
Migennes1 153 €1 370 €876 688
Avallon1 346 €1 464 €886 305
Villeneuve-sur-Yonne3 314 €1 429 €1265 135

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
12.21 €/m²
monthly
💰 Gross yield
4.5 %
⏳ Payback period
22.3 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
83.4 %
🏖️ Secondary homes
1.3 %
🚪 Vacant homes
15.3 %
🏢 Apartments
28.0 %
71.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
46.220 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
101.820 %
🏘️ Housing tax
20.800 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.790 %
🌾 Land tax (unbuilt) REI
15.42 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
2 849
2023
📐 Area
8.47 km²
336 inh/km²
💶 Median income
22 290 €
📊 Median age
49.6 yrs
27.7% under 30
💼 Activity rate
73.9 %
ages 15-64
📉 Unemployment rate
9.3 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
10.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
499
SIRENE database 2026
✨ 2024 creations
54
+17.4% vs 2023
📊 2023 creations
46
💼 Economic density
175
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Sens
À 4.70 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Sens
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA du Grand Sénonais
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
8
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
54
📋 Commerce
21
📋 Enseignement
2
🏥 Sante
35
🚆 Transport
2
⚽ Sport
12
🎭 Culture
1

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement196.70 ‰6.3 ‰Dans la moyenne
Destructions et dégradations volontaires165.60 ‰7.2 ‰-22 % vs moy.
Vols dans les véhicules124.20 ‰5.2 ‰-19 % vs moy.
Vols sans violence contre des personnes124.20 ‰7.3 ‰-42 % vs moy.
Cambriolages de logement117.00 ‰7.5 ‰Dans la moyenne
Violences physiques intrafamiliales93.20 ‰4.2 ‰-24 % vs moy.
Violences physiques hors cadre familial93.20 ‰4.0 ‰-20 % vs moy.
Vols de véhicule93.20 ‰2.4 ‰+33 % vs moy.

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
100.0 %
100.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Mouvement de terrain
Tassements différentiels
Transport de marchandises dangereuses
Risque industriel

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 456 analyses · REGIE VIV'EAU

⚗️ Physicochemistry
✅ Compliant
📋 analyses
456

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Soucy 3.4 km 19/100 1 536
Sens 3.3 km 65/100 27 106
Saligny 2.5 km 60/100 647
Saint-Denis-lès-Sens 4.1 km 31/100 628
Maillot 6.7 km 48/100 1 268
Cuy 5.3 km 48/100 861
Malay-le-Grand 6.9 km 58/100 1 630
Courtois-sur-Yonne 5.2 km 51/100 783

❓ Frequently asked questions about Saint-Clément

What is the price per m² in Saint-Clément?

The median price per m² in Saint-Clément is 3 272 €.

What is the rental yield in Saint-Clément?

The gross rental yield in Saint-Clément is 4.5%.

Is Saint-Clément a good real estate investment?

Saint-Clément has a ScorCity score of 42/100, making it a moderate investment.

What is the average energy rating in Saint-Clément?

The most common energy rating class in Saint-Clément is A.

What are the natural risks in Saint-Clément?

4 risks are identified in Saint-Clément: Mouvement de terrain, Tassements différentiels, Transport de marchandises dangereuses.