View of Saint-Cirgues, 43 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Cirgues

Rural municipality · 43380 · Auvergne-Rhône-Alpes

👥 Population
165
2023 · INSEE
🏠 Median price /m²
278 €
📈 11% since 2015
💰 Gross yield
35.0 %
rent / purchase price
⚡ Avg. energy rating
C
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Saint-Cirgues — Score 73/100.

73
💰 Yield100
🌳 Quality of life58
📊 Dynamism50
💸 Affordability100
🛡️ Safety14
⚡ Energy rating100
🧮 Simulate your rental yield

🏠 Property prices

DVF · 3 Transactions · Saint-Cirgues

🏡 House /m²
278 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Le Puy-en-Velay1 690 €1 901 €47418 540
Monistrol-sur-Loire2 216 €2 162 €968 823
Yssingeaux4 412 €1 805 €1047 415
Brioude1 603 €1 399 €986 527
Aurec-sur-Loire2 235 €2 174 €776 164
Sainte-Sigolène1 286 €1 764 €726 097

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.11 €/m²
monthly
💰 Gross yield
35.0 %
⏳ Payback period
2.9 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
51.3 %
🏖️ Secondary homes
43.4 %
Highly touristic market
🚪 Vacant homes
5.3 %
🏢 Apartments
1.9 %
98.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
32.710 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
123.740 %
🏘️ Housing tax
16.370 %
Secondary homes
🌾 Land tax (unbuilt) REI
49.80 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
165
2023
📐 Area
13.75 km²
12 inh/km²
💶 Median income
21 170 €
📊 Median age
52.0 yrs
22.9% under 30
💼 Activity rate
79.8 %
ages 15-64
📉 Unemployment rate
8.4 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
49
SIRENE database 2026
✨ 2024 creations
4
+33.3% vs 2023
📊 2023 creations
3
💼 Economic density
297
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Langeac
À 9.50 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC des Rives du Haut Allier
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
5
⚽ Sport
1

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
100.0 %
100.0 %
D
0.0 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église15e siècle

⚠️ Natural and technological risks

Géorisques API · 12 risks identified

Affaissement minier
Eboulement ou chutes de pierres et de blocs
Effondrements généralisés
Feu de forêt
Radon
Rupture de barrage
Tempête et grains (vent)
Mouvement de terrain
Phénomène lié à l'atmosphère
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 605 analyses · SGEB - COMMISSION DU COUTEUGES

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 605

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Langeac 10.0 km 46/100 3 499
Vieille-Brioude 13.4 km 52/100 1 236
Mazeyrat-d'Allier 12.0 km 63/100 1 432
Paulhaguet 14.4 km 38/100 853
Fontannes 17.7 km 30/100 875
Brioude 18.4 km 45/100 6 527
Paulhac 18.4 km 34/100 590
Lamothe 21.0 km 62/100 819

❓ Frequently asked questions about Saint-Cirgues

What is the price per m² in Saint-Cirgues?

The median price per m² in Saint-Cirgues is 278 €.

What is the rental yield in Saint-Cirgues?

The gross rental yield in Saint-Cirgues is 35.0%.

Is Saint-Cirgues a good real estate investment?

Saint-Cirgues has a ScorCity score of 73/100, making it an excellent choice.

What is the average energy rating in Saint-Cirgues?

The most common energy rating class in Saint-Cirgues is C.

What are the natural risks in Saint-Cirgues?

12 risks are identified in Saint-Cirgues: Affaissement minier, Eboulement ou chutes de pierres et de blocs, Effondrements généralisés.