View of Créchy, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Créchy

Rural municipality · 03150 · Auvergne-Rhône-Alpes

👥 Population
428
2023 · INSEE
🏠 Median price /m²
733 €
📈 -48% since 2015
💰 Gross yield
14.6 %
rent / purchase price
⚡ Avg. energy rating
B
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Créchy — Score 54/100.

54
💰 Yield51
🌳 Quality of life70
📊 Dynamism51
💸 Affordability61
🛡️ Safety14
⚡ Energy rating80
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Créchy

🏢 Apt. /m²
733 €
🏡 House /m²
1 601 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.92 €/m²
monthly
💰 Gross yield
14.6 %
⏳ Payback period
6.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
84.4 %
🏖️ Secondary homes
6.1 %
🚪 Vacant homes
9.4 %
🏢 Apartments
1.0 %
99.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
4
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.260 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
72.350 %
🏘️ Housing tax
22.700 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
17.230 %
🌾 Land tax (unbuilt) REI
37.57 %
🏢 CFE
25.94 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
428
2023
📐 Area
11.93 km²
36 inh/km²
💶 Median income
22 140 €
📊 Median age
45.7 yrs
31.4% under 30
💼 Activity rate
70.9 %
ages 15-64
📉 Unemployment rate
7.9 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
75
SIRENE database 2026
✨ 2024 creations
5
+25.0% vs 2023
📊 2023 creations
4
💼 Economic density
175
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Varennes-sur-Allier
À 5.60 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Entr'Allier Besbre et Loire
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
🎓 High schools

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
10
📋 Commerce
1
📋 Enseignement
1
🏥 Sante
1
🚆 Transport
1
⚽ Sport
7

⚡ Energy performance

3 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
33.3 %
33.3 %
C
0.0 %
D
33.3 %
33.3 %
E
33.3 %
33.3 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 5 risks identified

Par une crue à débordement lent de cours d'eau
Rupture de barrage
Transport de marchandises dangereuses
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 230 analyses · SIVOM VAL D'ALLIER

⚗️ Physicochemistry
✅ Compliant
📋 analyses
230

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Rongères 3.9 km 41/100 555
Billy 4.4 km 58/100 817
Varennes-sur-Allier 5.4 km 62/100 3 549
Paray-sous-Briailles 5.0 km 39/100 616
Saint-Germain-des-Fossés 8.2 km 60/100 3 579
Montoldre 8.1 km 40/100 590
Boucé 7.8 km 40/100 507
Saint-Rémy-en-Rollat 9.3 km 55/100 1 774

❓ Frequently asked questions about Créchy

What is the price per m² in Créchy?

The median price per m² in Créchy is 733 €.

What is the rental yield in Créchy?

The gross rental yield in Créchy is 14.6%.

Is Créchy a good real estate investment?

Créchy has a ScorCity score of 54/100, making it a moderate investment.

What is the average energy rating in Créchy?

The most common energy rating class in Créchy is B.

What are the natural risks in Créchy?

5 risks are identified in Créchy: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Transport de marchandises dangereuses.